California Healthline: An Election Night Murder-Mystery: What Killed Prop. 45?

by Dan Diamond

Back in June, more than 60% of Californians supported it.

But on Tuesday night, more than 60% of Californians voted against it.

What went wrong with Proposition 45, the once popular rate-review ballot initiative?

Here’s a list of potential factors — and it’s hard to pick just one.

It was outgunned

Prop. 45 had several high-profile champions. The measure was introduced by Consumer Watchdog and backed by insurance commissioner Dave Jones (D). The commissioner’s support was unsurprising, given that Prop. 45 was intended to give Jones the power to veto excessive rate hikes by health insurers. (Currently, the Department of Insurance can review proposed rates but cannot deny them.)

And the initiative was…

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