Understanding Long Term Care Insurance

We hear it all the time; people are living longer, the system is not equipped to handle the increasing number of older Americans, and health care costs so much. One thing that can be done to safeguard your future and your finances is to take out a long term care insurance policy. LTC provides coverage … Continue reading

NY Times: To Prevent Surprise Bills, New Health Law Rules Could Widen Insurer Networks

By ROBERT PEAR    Joshua P. Worth and his wife, Maureen Weiss, in Los Angeles with their children, Talula, left, and Stanley. The couple chose a health plan after checking to make sure it included their obstetrician and pediatrician, only to discover later it did not. CreditMonica Almeida/The New York Times   WASHINGTON — The Obama administration … Continue reading

Fierce Health Payer: Librarians increasingly offer insurance guidance

By Alicia Caramenico A growing demand for health information has turned librarians into health insurance guides, Kaiser Health News reported. The Free Library of Philadelphia’s central branch, for example, holds twice-weekly enrollment clinics, and 12 library locations in Philadelphia will accept individual sign-up appointments or run walk-in sessions until at least the end of March. “Our role here … Continue reading

The California Report: Obamacare to Force Millions to Upgrade Insurance

Darren Hall will have to choose a new health insurance plan after Obamacare is fully implemented in January. His policy today doesn’t meet the standards outlined in the law. (Kelley Weiss/ CHCF Center for Health Reporting) By Kelley Weiss, CHCF Center for Health Reporting Despite promises by President Obama that people can keep the insurance they … Continue reading

California Healthline: Long-Term Insurance Coverage Out of Reach for Many Americans

The long-term care insurance industry is rapidly shrinking and premiums are increasing, making it harder for U.S. residents to obtain such coverage, the Wall Street Journal reports. Underestimated Growth Rates Raises Premiums According to the Journal, many long-term care insurers underestimated the growth rate for health care costs and the increase in the number of individuals who would … Continue reading

Sac Bee: Loophole in health care law could stick doctors with tab

Benjamin Norman for The New York Times Patients at the Peekskill center, which may or may not get to keep a $4.5 million federal grant.

By Jim Sanders jsanders@sacbee.com Published: Wednesday, May. 22, 2013 – 12:00 am Last Modified: Wednesday, May. 22, 2013 – 7:59 am A loophole in California’s upcoming health care overhaul could be exploited by families gaming the system or responding to hardship in a way that doctors say could leave a pile of unpaid bills. A chain … Continue reading

LA Times: Insurers see way to dodge federal healthcare law next year

A little-known loophole in President Obama’s landmark legislation enables health insurers to extend existing policies for nearly all of 2014. By Chad Terhune, Los Angeles Times April 2, 2013, 4:00 a.m.   A new fight is brewing over health insurance companies letting millions of Americans renew their current coverage for another year — and thereby avoid … Continue reading

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